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| Platinum MasterCard® with Cash or Fly Rewards Credit Cards by HSBC Bank |
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Platinum MasterCard® with Cash or Fly Rewards
issued by HSBC Bank
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| Card Category | Credit History | Available Rewards |
| Consumer |
Excellent/Good |
Miles Cash Points |
Credit Card Details
miles rewards program.
cash rewards program.
points rewards program.
• 0% Intro APR on purchases and balance transfers for 12 months
• Your choice between 2 rewards: Cash Back or Travel
• Free Online Bill Pay
• Zero Liability for Fraudulent Use
• Earn Points every time you use your card
• Redeem points for roundtrip airline tickets or take the money
Credit Card Rates
| Purchases: |
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Balance Transfers: |
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Cash Advances: |
| Introductory APR: |
0% |
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Introductory APR: |
0% |
|
Introductory APR: |
none |
| Introductory Period: |
12 months |
|
Introductory Period: |
12 months |
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Introductory Period: |
none |
| Ongoing APR: |
10.74% |
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Ongoing APR: |
10.74% |
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Ongoing APR: |
22.99% |
| Default APR: |
21.99% |
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Default APR: |
21.99% |
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Default APR: |
29.24% |
| Minimum Grace Period: |
25 days |
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Minimum Grace Period: |
none |
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Minimum Grace Period: |
none |
Minimum Finance
Charge: |
$0.50 |
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Minimum Finance
Charge: |
$0.50 |
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Minimum Finance
Charge: |
$0.50 |
Credit Card Transaction Fees
| Balance Transfer Fees: |
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Cash Advance Fees: |
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Foreign Exchange Fees: |
| Minimum: |
$5 |
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Minimum: |
$5 |
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Minimum: |
none |
| Fee Rate: |
3% |
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Fee Rate: |
3% |
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Fee Rate: |
2% |
| Maximum: |
$50 |
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Maximum: |
$$50 |
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Maximum: |
none |
Credit Card Other Fees
| Initial Fees: |
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Maintenance Fees: |
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Penalty Fees: |
| Setup Fee: |
$0 |
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Annual Fee: |
$0 |
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Late Payment Fee: |
$15 |
Details of Platinum MasterCard® with Cash or Fly Rewards by HSBC Bank
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