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| AT&T Universal Savings & Rewards Card Credit Cards by CitiBank |
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AT&T Universal Savings & Rewards Card
issued by CitiBank
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| Card Category | Credit History | Available Rewards |
| Consumer |
Excellent/Good |
Points |
Credit Card Details
points rewards program.
• 0% APR on Balance Transfers for up to 12 months.
• No Annual Fee.
• 1 ThankYouSM Point for every dollar you spend on non-AT&T purchases.
• Up to 10% savings for the first 12 months on AT&T purchases.
• Up to 30 free phone minutes each month.
• 2 free directory assistance inquiries per month and other wireless benefits.
• Balance transfer fee applies with this offer.
Credit Card Rates
| Purchases: |
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Balance Transfers: |
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Cash Advances: |
| Introductory APR: |
none |
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Introductory APR: |
0% |
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Introductory APR: |
none |
| Introductory Period: |
none |
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Introductory Period: |
Up to 12 months |
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Introductory Period: |
none |
| Ongoing APR: |
As low as
9.99% |
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Ongoing APR: |
As low as
9.99% |
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Ongoing APR: |
19.99% |
| Default APR: |
28.99% |
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Default APR: |
28.99% |
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Default APR: |
28.99% |
| Minimum Grace Period: |
20 days |
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Minimum Grace Period: |
none |
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Minimum Grace Period: |
none |
Minimum Finance
Charge: |
$0.50 |
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Minimum Finance
Charge: |
$0.50 |
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Minimum Finance
Charge: |
$0.50 |
Credit Card Transaction Fees
| Balance Transfer Fees: |
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Cash Advance Fees: |
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Foreign Exchange Fees: |
| Minimum: |
$5 |
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Minimum: |
$5 |
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Minimum: |
none |
| Fee Rate: |
3% |
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Fee Rate: |
3% |
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Fee Rate: |
3% |
| Maximum: |
none |
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Maximum: |
none |
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Maximum: |
none |
Credit Card Other Fees
| Initial Fees: |
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Maintenance Fees: |
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Penalty Fees: |
| Setup Fee: |
$0 |
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Annual Fee: |
$0 |
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Late Payment Fee: |
$15 |
Details of AT&T Universal Savings & Rewards Card by CitiBank
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